Commonwealth Insurance of the Bay Area Blog

School is starting up again and it’s time for the school buses to start making their rounds. While it’s absolutely wonderful that the school bus is available to take your kids to and from school, it sure can be frustrating when you get caught driving behind a school bus, can’t it?

When its hurricane season in Florida, the wind could be fierce even on days when a hurricane is not in the forecast. There are several things you can do to your home that can help protect it from damaging winds. You can hire an inspector to look at your property and decide what steps need to be taken to ensure your home is as safe as it can be during those strong winds.

Product liability can be a tricky subject. If a product is defective, you will be entitled to compensation if you are injured as a result of that product’s defect. However, just claiming a product is defective might not be enough.

During storms, winds can whip through causing a ton of damage throughout your neighborhood. Sometimes, it can be so bad that you might find your neighbor’s belongings on your property. It’s not too terrible when you find something small like laundry that had flown off the clothes line or a random patio umbrella. They are easy to return to their rightful owners without taking much time out of your day.

The news always seems to bring some sort of unbelievable story to your attention. It’s seldom heard that all is right in the world. Unfortunately, bad things happen to good people all the time. Just recently, the news brought the terrible story of the movie theater in Colorado that was attacked by a gunman who killed 12 people and injured 50 more. Why does this need to happen?

Back in the spring of 2010 when the infamous Deep Horizon oil tanker spill started gushing oil into the Gulf of Mexico, calculations were done that showed the oil would reach the coast of Florida relatively quickly. It was speculated that Florida’s shoreline would be quickly covered in the black stuff, hurting sea life and birds for miles.

What is Florida liability insurance? Basically, liability insurance protects you from claims made by a third party against you, your family, your business, or your products. There are specific types of liability insurance depending on what you need insured.

Hurricane season is upon us. Have you had your Florida wind mitigation inspection yet? If you haven’t, it might be worth your while. It could save you some money on your homeowners insurance premiums.