Florida Home Insurance

At Commonwealth Insurance of the Bay Area we are proud homeowners too—exactly why we are so eager to help you navigate through this key policy decision. You’ve worked hard to secure yourself a place to call your own—now the next logical step is protecting you and your property from an array of risk exposures with Florida home insurance.

Here at Commonwealth Insurance of the Bay Area we understand the accountability that comes with being a homeowner—furthermore we recognize how crucial it is to protect your home, and those who live inside, with comprehensive Florida home insurance.

As a well-established independent insurance agency we have the ability to shop multiple carriers nationwide, comparing coverages and resulting in the best possible Florida home insurance rates—for your specific lifestyle. In order to secure you the most appropriate protection, it’s important that we take the time to fully understand your individual needs—because let’s face it, every home and Florida homeowner is unique.

Typical policies for Florida home insurance can include protection for the following:

• The physical structure of your home
• Replacement cost
• Personal possessions
• Additional living expense (in the event of covered loss or a natural disaster)
• Personal Liability

Looking for specialty coverage, for those unique exposures vulnerable within your standard home insurance policy? Lucky for you, we think strategically. Our Florida policies can be customized with further endorsements that can be purchased to enhance your Florida home insurance! Florida clients can benefit from additional coverage options, including:

• Valuable Articles/Floater Insurance policies (i.e. Jewelry Insurance)
• Flood Insurance policies
• Earthquake insurance policies
• Umbrella Insurance policies (additional liability)
• Animal Liability (liability issues due to household pets)

At Commonwealth Insurance of the Bay Area, we know what may work for one homeowner, won’t necessarily work for you. Which is exactly why we aim to create tailored insurance plans that reflect the distinct needs of you, your family and your unique home.

Give us a call today, to learn more the options available to you for dependable, affordable Florida home insurance rates! One of our coverage specialists would be happy to provide you with a complete policy review as well as offer you a free Florida home insurance quote right now!