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Florida Wind Mitigation
At Commonwealth Insurance of the Bay Area we take our job very seriously and strive to get our clients the protection they deserve. In a state prone to hurricanes, tropical storms, and all around severe coastal weather—securing the best possible Florida wind insurance happens to be one of our specialties.
Florida Wind Mitigation Discounts are a great way to save money on your homeowners premiums, for features your home may already have! Many insurance companies provide discounts or credits for construction features proven to reduce damage from hurricanes. These features typically include:
- Improved Roof Shingles
- Roof Shape
- Hurricane Clips/Straps
- Strong Roof Decks
Wind inspection firms will provide a completed Uniform Mitigation Verification Inspection Form (OIR-B1-1802) signed by the inspector who conducted the inspection to the homeowner. Homeowners then have to forward these forms to their insurance carriers or agents who will do it for you—helping to get you the discounts you deserve and better yet, the Florida wind insurance you need!
The windstorm portion of your total insurance premium varies depending on where you are located in Florida and is usually between 15% and 70% of the total premium. Florida Wind Mitigation discounts can be as high as 30% or more of the wind portion of your premium. Interested in learning more? For further information please don’t hesitate to contact Commonwealth Insurance of the Bay Area today!